Benefits for Farms and Ranches

The Chambers of Commerce Group Insurance Plan® was created to meet the needs of small business owners, like farmers, who historically found it difficult to provide group benefits for themselves, their families and employees.


The Chambers Plan is the largest plan of its kind in Canada covering over 29,000 businesses.

Plans available for single operator farms. Guaranteed coverage available for farms with 1 to 35 eligible employees, with no medical questions.

  • Pooled benefits, no farm singled out for rate increase

  • Coverage available to 1 person farms & home-based businesses

  • Comprehensive options including Dental and Medical

  • Health Spending Account option available (more details available on request)

  • Disability, Critical Illness and Overhead Expense plans

  • Pay-Direct Prescription Drug cards

  • Tailor-made plans to suit your needs

  • Best Doctors® services and Business Assistance Service included in every group plan

An Established History. 


The Chambers of Commerce Group Insurance Plan has operated continuously for over forty years. When Chambers Plan first took shape, small businesses including farms, had a tough time getting group benefits. Chambers Plan filled that gap. Today, there are still few alternatives in the marketplace for farms. The Chambers Plan group coverage continues to provide a valuable service to members, combining accessibility with a competitively priced, quality product and pooled benefits to stabilize your rates.

With the Chambers Plan benefits, you have a whole range of choices, from basic levels of coverage to comprehensive coverage.

Privacy Statement

At T. Williams Financial Services Ltd., the privacy and protection of personal information is important to us. As a distributor of financial products and services, the collection and use of customers' personal information is fundamental to our day-to-day business operations. T. Williams Financial Services Ltd. is also concerned about the personal information of its employees and representatives.

Therefore, we have established this Statement of Corporate Privacy Principles to govern how we collect, use, retain and disclose personal information. Each employee and representative must abide by our commitment to privacy in the handling of personal information. In handling customer, representative and employee personal information, we abide by the following principles.


Information We Collect

  • We collect personal information in compliance with applicable laws and ethical business practices, in order to provide products and services and to conduct business.

  • We limit the information we collect to that which is necessary for, or related to, these purposes.

How We Use Personal Information

  • We may use or disclose your personal information for the purposes for which it was collected, other purposes you consent to, or as required or permitted by law.

  • We will not share your personal information, without your consent, with any organization outside our company for the purpose of that organization marketing its products or services to you.

  • We will keep your personal information only as long as needed to satisfy the purposes for which it was collected or as required or permitted by law.

  • We aim to keep our records of your personal information as accurate and up to date as is necessary to fulfill the purposes for which it is used.


  • We will protect personal information with security safeguards that are appropriate to the sensitivity of the information, in order to protect it from unauthorized access, release or use.

Our Privacy Commitment

  • We are committed to handling the personal information under our control with care. We have designated individuals who are responsible for monitoring our ongoing compliance with the Privacy Principles.

  • We will make information about our privacy policies and practices for managing your personal information available to you.

  • Upon your written request, we will provide you with reasonable access to your personal information and a description of its use or disclosure, as required or permitted by law. You may also verify the accuracy and completeness of your information, and request that it be amended, if appropriate.

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